4-Point Inspections in The Villages
Fast, accurate 4-point inspections for Florida homeowners and buyers. Most reports within 24 hours.
4-Point Inspections
What Is a 4-Point Inspection?
A 4-point inspection looks at the four systems insurance companies care about most. Many Florida insurers require one before they will write or renew a policy on an older home.
It is not a full home inspection. It focuses only on the condition and age of these four systems.
The Four Points
What We Inspect
Roof
Covers type, age, condition, and signs of leaks or damage.
Electrical
Includes panel type, wiring type, and visible hazards.
Plumbing
Covers pipe materials, water heater, and signs of leaks.
Heating and Cooling
Includes system age, condition, and operation.
Who Needs One
When Do You Need a 4-Point?
- Buying an older home. Your insurer may require one before closing.
- Renewing a policy. Some insurers ask for an updated report.
- Switching insurance companies. A new carrier may want current documentation.
- After major updates. A new roof or panel can help with coverage or rates.
Your insurance agent can tell you if your policy requires one.
Common Red Flags
What Insurers Look For
Some findings can make it harder to get coverage. Knowing early gives you time to plan.
- Older roofs near the end of their life
- Outdated electrical panels
- Cloth-insulated or aluminum branch wiring
- Polybutylene plumbing
- Active leaks or water damage
Why CHoose Us?
Done Right the First Time
Insurance forms need to be complete and accurate. A rejected form means delays and another visit.
Dirk’s electrical degree gives him extra depth on the electrical portion, which is where many 4-points get flagged. Every report includes clear photos and the information your insurer needs.
Save With a Wind Mitigation
Pair It With a Wind Mitigation Inspection
A wind mitigation inspection can lower your homeowners insurance premium. Many clients schedule both in the same visit.
Common Questions
Can I get a 4-point with my full home inspection?
Yes. Add it when you schedule and we complete both in one visit.
How long is a 4-point valid?
It depends on your insurer. Ask your agent.
What if something fails?
Your report shows what needs attention. Once repairs are made, we can update the inspection.
How much does it cost?
Contact us for pricing.
Get Your 4-Point Inspection Scheduled
Fast turnaround so your policy stays on track.